Loan “Tiket za berikjet”
![Image](https://www.fulm.com.mk/wp-content/uploads/2020/11/КРЕДИТ-ТИКЕТ-ЗА-БЕРИКЕТ.png)
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Target group |
• employed persons with / without additional income, farmers, unemployed with additional personal income, who are members of AC FULM |
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Loan amount |
• from 30.000 to 700.000 MKD – denar loan* |
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Repayment period |
• from 12 to 72 months |
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Grace period |
• when concluding the contract, a grace period of 12 months can be chosen |
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Security |
• Endorser/s, and/or verification of bill of exchange in the form of notary act and without endorser/s (depending on the granted loan amount and credit history at FULM Savings House) |
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Interest rate |
nominal fixed interest rate on annual basis of 0% for the first months (maximum 12 months), and for the consequent months the interest is variable on annual level and reference rate increased by 8 (eight) percentage points |
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Repayment |
• monthly by applying the method of payment only of interest, with one-time maturity of the principal on the maturity date and the possibility to reduce the principal in each period of the loan except in the period of intercalary interest • monthly by applying the method of annuity payments and the possibility of additional reduction of the principal in each period of the loan, except in the period of intercalary interest |
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Fee |
• According to FULM Savings House pricelist on the day the contract is concluded |
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Minimum loan criteria |
• Individuals, citizens of the Republic of North Macedonia |
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Minimum required documents when applying for loan |
• Copy of valid ID card or passport of the borrower and endorser/s |
Refer to the table to see how much it would cost you if you take out and timely repay Loan "Tiket za Berikjet" of 120,000 denars from FULM.
![Image](https://www.fulm.com.mk/wp-content/uploads/2020/11/SVTkrediti-1.png)
According to Decision of 30.09.2020