Although the greatest joys come from love, hugs, surprises, however, material joys are also very important..

Imagine how great the joy is when you buy a new bike and every day, while going to work, you will be happy that you do not pay for parking, for gas for the car or spend for transportation, while doing sports and maintaining your health!

And when you get home, you already have hot water for showering and heating, from the newly installed solar panels 🙂

And the peak of this  joy is when you see the reduced electricity bill J

There are so many things that bring us joy!

Unemployed, employed, students, pensioners or farmers

Apply for a loan in the amount of 10,000 to 700,000 MKD, with a repayment period of 12 to 72 months

And bring joy to you and your family!

FULM Savings House will make some of you happy, with ENERGY-EFFICIENT GIFTS*!

*( for all disbursed loans from 01.09.-31.10.2022)