Toni Zengovski, Skopje

New day, new hope

My wife and I were expecting a baby and needed help to renovate the house because the house was relatively old and not suitable for raising a baby. We asked for help from several friends, relatives and even banks, but no one helped us. Although we had additional income, the banks turned us down, because we were both officially unemployed. Hope and happiness slowly faded away until one day, a friend pointed us to FULM Savings House. With the last drop of hope, we decided to visit them and fortunately they approved the within a few days and we managed to renovate our home and welcome our baby in normal conditions.

Thank you FULM

Note: The text is a personal statement and is not subject to proofreading