Type of deposit

FLEXI DEPOSIT ON 12 MONTHS

Currency

• MKD

• Minimal deposit: 300,00 MKD

Term period

• 12 months

Making an agreement

• In all branches and desk offices of FULM Savings House

Interest rate

•       1,80 % variable interest rate at a reference interest rate of 6,30%

•       1,40 % variable interest rate, with EUR currency clause  at a reference interest rate of 6,30%  

•       1,80 % fixed interest rate 

•        1,40 % fixed interest rate, with EUR currency clause   

  Calculation is on the basis of daily compound method.

Confidentiality

• Time deposits data are a business secret of the FULM Savings House

Insurance

• The Savings House insures the deposits with the Deposit Insurance Fund
• FULM Savings House guaranties with its founding capital for the security of the deposits

Specification

• The depositor must be a full member of the Savings House
• Obligation for making deposits on monthly basis

Advantages

• Attractive interest rates
• Safe place to save
• Possibility to use the deposit as loan insurance