Type of deposit

PROMOTIONAL ECO GREEN DEPOSIT

Currency

• MKD

• Minimal deposit: 2000,00 MKD

Term period

• 24 months

• 36 months

• 48 months

• 60 months

Opening a deposit

In all FULM Savings House branches and desk offices

Interest rate

For 24 months term deposit

• 3,40 % variable interest rate, at a reference interest rate of 6,30 %
• 2,30 % variable interest rate,  with EUR currency clause,  at a reference interest rate of 6,30%
• 3,40% fixed interest rate 
• 2,30% fixed interest rate, with EUR currency clause

For 36 months term deposit

• 4,10% variable interest rate, at a reference interest rate of 6,30 %
• 2,50 % variable interest rate,  with EUR currency clause,  at a reference interest rate of 6,30%
• 4,10% fixed interest rate 
•  2,50% fixed interest rate, with EUR currency clause

For 48 months term deposit

• 4,20% variable interest rate, at a reference interest rate of 6,30 %
• 2,60 % variable interest rate,  with EUR currency clause,  at a reference interest rate of 6,30%
• 4,20%  fixed interest rate
• 2,60% fixed interest rate, with EUR currency clause

For 60 months term deposit

• 4,30% variable interest rate, at a reference interest rate of 6,30 %
• 2,70 % variable interest rate,  with EUR currency clause,  at a reference interest rate of 6,30%
• 4,30% fixed interest rate 
•  2,70% fixed interest rate, with EUR currency clause

•Calculation is on the basis of daily compound method  

Confidentiality

• Deposit data are a business secret of FULM Savings House

Insurance

• The Savings House secures the savings deposits with the Deposit Insurance Fund
• FULM Savings House guaranties with its founding capital for the security of the deposits

Specification

• The depositor must be a full member of the Savings House

Advantages

• Favorable interest rates 

• Safe place to save
•Possibility for monthly withdrawal of interest

•Possibility to use the deposit as a loan insurance